Oak Street Health is a network of primary care clinics that offers comprehensive personalized care for seniors. As a patient-focused organization they accept various types of insurance to ensure that their patients can access quality healthcare without financial stress. This article will explore the insurance plans that Oak Street Health accepts how they work.

Insurance Plans Accepted by Oak Street Health

Oak Street Health accepts both Medicare Medicaid as primary insurance options for their patients. They also take a wide range of private insurance plans including but not limited to:

Medicare Advantage Plans

Oak Street Health’s Medicare Advantage plans are designed for people who would like to receive personalized care from their primary care doctor while still keeping their Medicare benefits. These plans include additional benefits such as prescription drug coverage dental care vision care hearing aids.

Dual-Eligible Special Needs Plans (D-SNPs)

D-SNPs are Medicare Advantage plans that cater to individuals who are eligible for both Medicare Medicaid benefits. These plans provide more personalized care to patients than traditional Medicare does including care coordination by Oak Street Health doctors a care team.

Private Medicare Supplement Plans

Oak Street Health accepts private Medicare supplement plans also known as Medigap plans. These plans help beneficiaries pay for out-of-pocket costs that original Medicare does not cover such as deductibles copayments coinsurance.

Private Insurance Plans

Oak Street Health also accepts several private insurance plans such as Blue Cross Blue Shield Humana UnitedHealthcare. Private insurance plans provide more flexibility to patients usually offer benefits such as prescription drugs dental care vision care.

How to Choose the Right Insurance Plan for You

Choosing the right insurance plan can be challenging but Oak Street Health has made it easier by offering multiple options. When selecting an insurance plan patients should consider their healthcare needs budget preferences. They should also check if their preferred doctor local hospital are in the plan’s provider network.

Healthcare Needs

Patients should consider their healthcare needs such as prescription drugs dental care chronic conditions when selecting an insurance plan. Medicare Advantage plans often include extra benefits that traditional Medicare does not such as prescription drug coverage preventive care services.

Budget

Patients should also consider their budget when selecting an insurance plan. Medicare Advantage plans may have monthly premiums deductibles copayments out-of-pocket maximums that can vary widely depending on the plan.

Preferences

Patients should also consider their preferences when selecting an insurance plan. For example if they prefer to see a specific primary care doctor or specialist they should check if that doctor or specialist is in the plan’s provider network.

Conclusion

Oak Street Health accepts multiple insurance plans that offer comprehensive care to seniors. Patients should consider their healthcare needs budget preferences when selecting an insurance plan that works best for them. With Oak Street Health’s wide range of options finding the right insurance plan is easier than ever.