Who Fills Out an APS for a Health Insurance Application?

Introduction

When purchasing health insurance you may be required to fill out an APS or Attending Physician’s Statement. This is a document that details your medical history provides information about your health status. But who exactly fills out an APS what information does it contain?

Who Fills Out an APS?

An APS is typically filled out by your healthcare provider or physician. This includes your primary care doctor specialist or surgeon. The purpose of the APS is to provide the health insurance company with a detailed report on your medical history current health status. This helps the insurance company assess the level of risk associated with providing you with coverage.

What Information is Included in an APS?

The information included in an APS may vary depending on the insurance company the policy you are applying for. However some common information that is often included in an APS include your medical history current health status medications you are taking any tests or procedures you have undergone. Your doctor may also be asked to provide information on your lifestyle habits such as whether you smoke or drink alcohol.

Why is an APS Required?

An APS is required by many health insurance companies to help them make an informed decision about whether to provide you with coverage. The information provided in the APS helps the insurance company assess the level of risk associated with covering you. This helps them determine the premium you will need to pay for coverage.

Conclusion

An APS is an important part of the health insurance application process. It provides the insurance company with valuable information about your medical history current health status. Your doctor or healthcare provider will typically be the one who fills out the APS providing the insurance company with the information they need to make an informed decision about providing you with coverage.